It is a good idea to start considering and preparing for maternity costs before you are pregnant, especially if you plan on choosing a private hospital for your care.

Obstetrician, paediatrician, anaesthetist, medical practitioner, medical imaging and pathology fees are separate to the hospital fees. All fees will be discussed with you by individual practitioners.

Private health insurance

If you have private health insurance, we recommend you contact your provider and ask:

  • Am I covered for obstetrics?
  • What is my excess?
  • Do I have co-payments?
  • Will I have any other out of pocket expenses?
  • Do I have family cover and will my baby be covered for Special Care Nursery admission if required?

Most funds will impose a 12-month waiting period before your baby's due date. Please check with your private health insurance regarding your policy details.

Self-funded maternity

If you do not have private health insurance, or are covered by an overseas policy, you can still choose to have your baby at Epworth with a self-funded option. To find out more about Epworth's self-funded maternity fees, please contact your preferred maternity location:

Epworth Freemasons

03 9418 8300

Epworth Geelong

03 5271 8322